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Chase UK - Earn 1% Cashback + No Switch Required

While not a switch offer, Chase UK gives 1% cashback on all spending for 12 months. No switch needed - great as a companion account.

4/5 ratingCurrent AccountInstantVerified 14 March 2026
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Requirements

  • Download the Chase app
  • Verify your identity
  • No minimum pay-in required
  • Must be a UK resident aged 18+

Pros

  • 1% cashback on all spending for 12 months
  • No monthly fees
  • No switch required - use alongside other banks
  • Instant account opening via app

Cons

  • No switch bonus
  • App-only bank (no branches)
  • Cashback reduces after 12 months

About This Offer

Chase UK doesn't require a switch but deserves mention for its excellent everyday spending benefits. You'll earn 1% cashback on all debit card spending for your first 12 months, with no cap. The account also offers competitive savings rates. Many people open Chase alongside their main bank to maximise cashback while earning switch bonuses elsewhere.

How to Claim This Offer

  1. 1Click "Apply Now" to go to the Chase UK website and start your application.
  2. 2Select the option to switch using the Current Account Switch Service (CASS) during your application.
  3. 3Complete all the offer requirements (pay-ins, direct debits, etc.) within the specified timeframe.
  4. 4Receive your £0 bonus directly into your new account.

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